Property Type: TownhouseOwnership: Strata

945 Borden Avenue Unit# 1

Kelowna, BC V1Y6A5

$815,000

3 bed3.5 bath1 parking1,591 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$254/mo
Annual property tax
$4,296.25

Maintenance Fee Includes

Water

Also included: Insurance, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood
Appliances
Washer, Range - Gas, Dishwasher, Dryer

Exterior & Lot

Exterior features
Stucco, Other
View
Mountain view, View (panoramic)
Lot features
Level lot, See remarks

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
031-139-833

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomSecond level3'1'' x 7'1''
OtherSecond level6'5'' x 7'1''
4pc Ensuite bathSecond level9'1'' x 8'3''
Primary BedroomSecond level14'10'' x 11'5''
KitchenSecond level9'10'' x 11'9''
Living roomSecond level12'1'' x 13'1''
FoyerMain level5'3'' x 9'5''
StorageMain level3'4'' x 8'7''
OtherMain level15'8'' x 10'10''
BedroomMain level9'2'' x 11'9''
3pc BathroomMain level4'11'' x 8'5''
BedroomMain level8'5'' x 13'9''
Dining roomSecond level10'8'' x 23'9''

Listing Information

MLS®
10396092
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 29, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Privacy, panoramic views, and a rooftop retreat sets this newer-built home apart. Tucked away on a quiet residential street, this thoughtfully upgraded 3-bedroom, 2-bathroom home offers 1,406 square feet of stylish, move-in-ready living designed for busy professionals who value both comfort and convenience. Soaring high ceilings create an open, airy feel, while custom blinds and heated bathroom floors add a touch of everyday luxury. The showpiece is the expansive rooftop deck, where mountain views provide the perfect backdrop for morning coffee, evening entertaining, or simply unwinding after a long day. With modern finishes and all the upgrades already in place, there's nothing left to do but move in and enjoy. Your to-do list may finally get jealous. Located in a peaceful neighborhood away from traffic noise while remaining close to everyday amenities, this home delivers the ideal balance of tranquility and accessibility. Discover a home that offers the privacy, quality, and lifestyle you've been searching for. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Kelowna South average

$573/sqft

58 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph Elementary School(Independent)Elementary296 m
Central SecondarySecondary385 m
Central School ProgramsK-12385 m
A S Matheson ElementaryElementary620 m
Bankhead ElementaryElementary1.4 km
The Balsam School(Independent)Elementary1.4 km
Raymer ElementaryElementary1.8 km
Kelowna SecondarySecondary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue376 m
  • De Dutch407 m
  • Vintner's Grill451 m
  • Yum Yum Tree · 1835 Gordon Drive468 m
  • Swan Pizza474 m

Cafes (4)

  • Gong Cha428 m
  • Continental Breakfast458 m
  • Starbucks491 m
  • Starbucks748 m

Grocery (3)

  • Peter's Your Independent Grocer · 1835 Gordon Drive424 m
  • Nester's Market · 1111 Lawson Avenue752 m
  • Safeway · 697 Bernard Avenue764 m

Parks (4)

  • Millbridge Park391 m
  • Knowles Heritage Park552 m
  • Rowcliffe Park · 1850 Richter Street610 m
  • Mary Ann Collinson Memorial Park645 m

Gyms (2)

  • GoodLife Fitness499 m
  • Move & Flow · 589 Lawrence Avenue791 m

Pharmacies (1)

  • Paragon Pharmacy722 m

Banks & ATMs (2)

  • BMO486 m
  • Canadian Western Bank735 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$652,000.00
Periodic payment — Principal & Interest (monthly)$4,206.48
Additional monthly expenses (strata, tax, utilities, etc.)$691.52
Total monthly cost$4,898.00
Interest paid over 5-yr term$186,865.07
Balance at end of term$586,476.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,832.60

Cash Needed at Closing

Minimum down payment$56,500
Estimated BC PTT$14,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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