945 Harbour View St
Nanaimo, BC V9R0K5
$319,000
Property Details
Property & Lot
- Lot size
- 3,485 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,573.75
Interior
- Fireplace
- None
Listing Information
- MLS®
- 1042612
- Listed
- July 8, 2026
- Time on market
- On the market for 54 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.
Description
Build your dream home on this exceptional lot in desirable South Nanaimo. Offering stunning coastal views and outstanding value, this construction-ready property has utilities already connected, making it easy to bring your vision to life. Ideally situated close to the ferry terminal, Island Highway, public transit, parks, schools, shopping, and everyday amenities, it combines the tranquility of ocean living with the convenience of city access. Whether you're building your forever home or investing in a prime piece of Vancouver Island real estate, this is an opportunity you won't want to miss. (id:63159)
Location Insights
Weather
15°C
Partly Cloudy
Humidity 85%
Wind N 2 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
99,863
(2021 Census)
+10.3% since 2016
Density: 1,104.1/km²
Dwellings: 45,138
Median household income: $75,500
After-tax: $68,500
Immigrant population: 16.1%
Top countries of origin (% of total population)
- United Kingdom3.5% · 3,495
- China1.3% · 1,285
- United States of America1.2% · 1,155
- India1.1% · 1,075
- Philippines1% · 1,040
- Germany0.6% · 635
- Korea, South0.5% · 470
- Viet Nam0.5% · 455
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
19
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Park Avenue Elementary | Elementary | 875 m |
| Fulford Community Elementary | Elementary | 1.0 km |
| Bayview Elementary | Elementary | 1.0 km |
| Learning Alternatives | Secondary | 1.5 km |
| John Barsby Secondary | Secondary | 1.5 km |
| Georgia Avenue Elementary | Elementary | 1.9 km |
| Chase River Elementary | Elementary | 2.6 km |
| Pauline Haarer Elementary | Elementary | 2.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- Ricky's All Day Grill - Nanaimo South/Days Inn · 809 Trans-Canada Highway310 m
- Alice's Restaurant · 728 Nicol Street547 m
Parks (5+)
- Harbourview Park18 m
- Old Victoria Park · 933 Old Victoria Road331 m
- Ryan Road Park · 270 Ryan Road498 m
- Ninth Street Park530 m
- Douglas & Eighth Park · 303 Eighth Street556 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





