Property Type: Detached HouseOwnership: Freehold

946 160 STREET

Surrey, BC V4A4W5

$1,349,000

5 bed2 bath4 parking1,500 sqftBuilt 1936
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Property Details

Property & Lot

Sub-type
House
Lot size
10,596 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,759.44 (2026)

Interior

Basement
Separate entrance, Unknown, Unknown
Heating
Baseboard heaters
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4 — covered indicated
Features
Garage, Carport

Listing Information

MLS®
R3153603
Listed
August 7, 2026
Time on market
On the market for 24 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Sutton Premier Realty · Data source: CREA DDF.

Description

Welcome to one of the rarest opportunities in all of White Rock. This expansive 10,596 sq ft lot sits steps from White Rock Beach with plans nearing final building permit approval for a luxury duplex pushing Bill 44 to its edge. Each side delivers over 3,500 sq ft across 3 levels with 8 beds and 6 baths featuring 10 ft ceilings, open-concept living with fireplace, sundeck, full kitchen with wok kitchen, office, and premium finishes. Each unit includes 2 mortgage helpers: a 2 bed basement suite with theatre room, rec room, and separate entry, plus a detached 2 bed LEGAL coach home off a private rear lane with double car garages. Generous backyards and covered decks on a lot rarely found this close to the ocean. Walking distance to White Rock Beach, Southridge School, and Semiahmoo Secondary (id:63159)

Values & Trends

This listing

$899/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peace Arch ElementaryElementary758 m
South Meridian ElementaryElementary878 m
Earl Marriott SecondaryElementary1.4 km
St John Paul II Academy(Independent)Secondary1.6 km
White Rock ElementaryElementary1.7 km
Jessie Lee ElementaryElementary2.6 km
Newbridge Academy(Independent)Elementary2.6 km
H T Thrift ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound Stayte Rd @ Pacific Ave71 m
Northbound 160 St @ 9th Ave74 m
Southbound Stayte Rd @ Columbia Ave134 m
Northbound 160 St @ 10 Ave143 m
Southbound Stayte Rd @ Cliff Ave287 m

Nearby Places

Restaurants (2)

  • La Baia Ristorante Italiano · 15791 Marine Drive539 m
  • Washington Avenue Grill · 15782 Marine Drive584 m

Cafes (1)

  • Verandah Cafe by the Beach580 m

Parks (3)

  • Emerson Park592 m
  • South Meridian Park599 m
  • Semiahmoo Park604 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,200.00
Periodic payment — Principal & Interest (monthly)$6,962.63
Additional monthly expenses (strata, tax, utilities, etc.)$638.29
Total monthly cost$7,600.92
Interest paid over 5-yr term$309,301.82
Balance at end of term$970,743.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,528.25

Cash Needed at Closing

Minimum down payment$109,900
Estimated BC PTT$24,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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