Property Type: Detached HouseOwnership: Freehold

952 Ridgewood Drive

Enderby, BC V0E1V1

$839,000

4 bed3 bath2 parking2,829 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.15 acres
Frontage
59 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,823.64

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement18'2'' x 22'
Recreation roomBasement23'6'' x 25'8''
Full bathroomAdditional Accommodation4'11'' x 10'11''
Primary BedroomAdditional Accommodation10'6'' x 12'2''
KitchenAdditional Accommodation15' x 15'7''
Laundry roomMain level6'4'' x 6'6''
Full bathroomMain level4'11'' x 7'9''
BedroomMain level11' x 12'4''
BedroomMain level9'11'' x 12'
Full ensuite bathroomMain level7'9'' x 8'11''
Primary BedroomMain level15' x 16'9''
FoyerMain level6'2'' x 12'4''
Dining roomMain level8'10'' x 16'
KitchenMain level9'6'' x 15'10''
Living roomMain level14'8'' x 16'1''

Listing Information

MLS®
10389084
Listed
June 2, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives (Enderby) · Data source: CREA DDF.

Description

Welcome to this beautifully finished home, built in 2022, offering modern design, functional living, and a legal suite for added income potential. Ideally located in Enderby, you'll enjoy easy access to downtown amenities, trails, and outdoor recreation. The main home features 3 bedrooms and 2 bathrooms with a bright open-concept layout. The kitchen showcases a large island with a deep double farmhouse sink, stainless steel appliances, solid wood cabinets, quartz counters and ample workspace. The adjoining living room is highlighted by an electric fireplace, while vinyl plank flooring and central air provide comfort throughout. Step outside to the spacious partially covered deck with a natural gas BBQ hookup, perfect for entertaining. The primary suite includes a walk-in closet and a 5-piece ensuite with a separate soaker tub and shower. A convenient laundry/mudroom provides access to the double attached garage. The lower level offers a large rec room and storage/utility room for the main home, plus a self-contained 1-bedroom, 1-bathroom legal suite with private entrance, walkout access, and separate stackable laundry. A fantastic opportunity to own a nearly new home with mortgage-helper potential in one of the North Okanagan's most desirable communities. (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

Enderby / Grindrod average

$490/sqft

57 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

3,028

(2021 Census)

+2.2% since 2016

Density: 710.8/km²

Dwellings: 1,508

Median household income: $59,600

After-tax: $56,000

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.2% · 35
  • United Kingdom1.2% · 35
  • Philippines1.2% · 35
  • Germany0.8% · 25
  • Netherlands0.7% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
M.V. Beattie ElementaryElementary641 m
A.L. Fortune SecondaryK-121.3 km
Mountain View Christian(Independent)Elementary/Middle7.8 km
Grindrod ElementaryElementary8.6 km
Highland Park ElementaryElementary11.8 km
Ranchero Elementary JuniorElementary/Middle11.9 km
Armstrong ElementaryElementary12.7 km
Len Wood Middle SchoolMiddle13.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Askews717 m

Parks (1)

  • Cornerstone Garden791 m

Pharmacies (1)

  • I.D.A.755 m

Banks & ATMs (1)

  • Enderby & District Financial739 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$671,200.00
Periodic payment — Principal & Interest (monthly)$4,330.35
Additional monthly expenses (strata, tax, utilities, etc.)$542.97
Total monthly cost$4,873.32
Interest paid over 5-yr term$192,367.85
Balance at end of term$603,746.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,998.70

Cash Needed at Closing

Minimum down payment$58,900
Estimated BC PTT$14,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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