Property Type: Detached HouseOwnership: Freehold

9556 Ardmore Dr

North Saanich, BC V8L5H3

$3,750,000

3 bed3 bath6 parking2,080 sqftBuilt 1928
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Property Details

Property & Lot

Sub-type
House
Lot size
0.97 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,686.9

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BathroomMain level4-Piece
Living roomAdditional Accommodation32' x 16'
ConservatoryMain level15' x 13'
BedroomSecond level13' x 11'
BedroomMain level14' x 11'
BathroomMain level4-Piece
Primary BedroomMain level20' x 16'
KitchenMain level7' x 12'
Dining roomMain level12' x 12'
Living roomMain level24' x 16'
EntranceMain level10' x 8'

Listing Information

MLS®
1044171
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Ltd. (Sid) · Data source: CREA DDF.

Description

Rarely does an opportunity like this arise. Situated in coveted Ardmore, this exceptional oceanfront offering comprises two legal waterfront lots totalling 0.97 acres with 150' of combined shoreline. Enjoy low-bank waterfront with two separate beach accesses, one from each title, a private mooring buoy, warm west exposure, and spectacular sunsets over the Saanich Inlet. The existing 3-bed, 3-bath residence and detached shop with updated carriage home provide comfortable use today, with future possibilities tied to the size and configuration of the land. Create an extraordinary private estate, renovate, or explore the opportunity to build on each separately titled parcel. Exceptionally private, with calm, swimmable waterfront and endless possibilities, this is a legacy property in one of the Saanich Peninsula's most sought-after waterfront locations. Just minutes from Sidney, this is a rare chance to secure one of the area's most compelling waterfront redevelopment opportunities. A truly rare offering. (id:63159)

Values & Trends

This listing

$1,803/sqft

Building average

No other active listings in this building

Ardmore average

$700/sqft

7 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
ḰELSET ElementaryElementary4.0 km
Deep Cove ElementaryElementary4.5 km
North Saanich Middle SchoolMiddle4.9 km
Parkland SecondarySecondary5.0 km
Sidney ElementaryElementary5.1 km
SD 63 Individual Learning CentreSecondary5.8 km
Brentwood College(Independent)Secondary6.2 km
George Bonner ElementaryElementary7.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($750,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,000,000.00
Periodic payment — Principal & Interest (monthly)$19,354.98
Additional monthly expenses (strata, tax, utilities, etc.)$1,077.91
Total monthly cost$20,432.89
Interest paid over 5-yr term$859,808.62
Balance at end of term$2,698,509.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$750,000
Stress test qualifying rate8.09%
Payment you must qualify for$23,068.95

Cash Needed at Closing

Minimum down payment$750,000
Estimated BC PTT$105,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$857,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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