Property Type: Detached HouseOwnership: Freehold

960 Nicola Street

Kamloops, BC V2C2R9

$524,900

2 bed2 bath1,123 sqftBuilt 1933
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,557

Interior

Heating
Forced air
Cooling / A/C
See Remarks
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
Laundry roomBasement9' x 7'
Full bathroomBasement
Recreation roomBasement17' x 20'
Utility roomBasement11' x 3'
BedroomBasement7' x 12'
DenMain level6' x 20'
Full bathroomMain level
Primary BedroomMain level8' x 14'
Living roomMain level17' x 11'
KitchenMain level11' x 20'

Listing Information

MLS®
10396735
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Character, charm, and convenience come together in this beautifully renovated home on desirable Nicola Street in downtown Kamloops. Offering excellent curb appeal and a fully fenced front and back yard, this property is ideally located just minutes from Royal Inland Hospital, Thompson Rivers University, parks, shopping, restaurants, and all downtown amenities. Inside, you'll find approximately 1000 sq. ft. of thoughtfully designed living space featuring 2 bedrooms + den, 2 full bathrooms, a bright open-concept layout, spacious kitchen with eating bar and built-in bench seating, naturally lit studio space, and a versatile rec room. Modern decor, abundant natural light, a clawfoot tub upstairs, stand-up shower downstairs, in-house laundry, and recent upgrades including a newer furnace and hot water tank make this home truly move-in ready and an excellent opportunity for homeowners and investors alike. Step outside and enjoy a welcoming front stoop, private back patio with mountain views, fruit trees, garden space, underground irrigation, side storage, and a garden shed. Parking is plentiful with space for two vehicles off the street and two additional alley-access parking spots. Situated in a safe, friendly neighbourhood along a designated downtown bike route, this home offers convenient access to parks, trails, and transit while enjoying the benefit of a quieter residential street. A unique opportunity to own a character home in one of Kamloops' most walkable locations. (id:63159)

Values & Trends

This listing

$467/sqft

Building average

No other active listings in this building

South Kamloops average

$393/sqft

28 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Lloyd George ElementaryElementary348 m
South Kamloops SecondarySecondary702 m
Kamloops School of the ArtsK-12822 m
First Baptist Classical Academy of Kamloops(Independent)K-12918 m
St. Ann's Academy(Independent)K-121.4 km
Sk'elep School of Excellence(Independent)Elementary1.7 km
Sa-Hali SecondaryElementary2.1 km
Ralph Bell Elementary SchoolElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Scott's Inn Restaurant262 m
  • Victoria Oriental · Victoria Street337 m
  • Kirstens Hideout Café666 m
  • Denny's711 m

Parks (5+)

  • Unnamed303 m
  • Prince Charles Park · 1198 Columbia Street335 m
  • Exhibition Park · 1055 River Street459 m
  • Rivers Trail Park Place · 1055 River Street509 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST586 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street466 m

Banks & ATMs (2)

  • Unnamed189 m
  • Bradford Financial Services · 774 Seymour Street434 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (strata, tax, utilities, etc.)$352.42
Total monthly cost$3,061.60
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,490
Stress test qualifying rate8.09%
Payment you must qualify for$3,824.91

Cash Needed at Closing

Minimum down payment$27,490
Estimated BC PTT$8,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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