Property Type: OtherOwnership: Freehold

960 SOMERSET LANE

Savary Island, BC

$225,000

1 bed1 bath200 sqft
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Property Details

Property & Lot

Lot size
7,405 square feet
Frontage
50 feet

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,284

Interior

Fireplace
None

Listing Information

MLS®
19720
Listed
March 23, 2026
Time on market
On the market for 162 days
Data last synced
August 28, 2026

Listing provided by: SAVARY ISLAND REAL ESTATE CORP · Data source: CREA DDF.

Description

Studio Cottage available at Indian Point. This property is the affordable island getaway! The location is excellent-off the beaten path at sought after Indian Point and within a short walk of the boat ramp and all the beautiful beaches Indian Point has to offer. The cottage has a spacious feel, with a queen bed, small sitting area, indoor bathroom, kitchen with two-burner cooktop and coffee/eating bar with stools. Outdoors there's a private deck with ample seating spaces, a large fridge/freezer, and an enclosed shower. An indoor propane heater extends the season. Services for this proven summer rental are currently shared, and new owners will need to install a well, septic and power.Savary Island is one of the most beautiful Gulf Islands and has been called the Canadian Caribbean. With its white sand beaches, and warm summer waters , Savary is still one of British Columbia's best kept secrets. Don't miss your opportunity to own a piece of paradise at an affordable price! (id:63159)

Values & Trends

This listing

$1,125/sqft

Building average

No other active listings in this building

Savary Island average

$1,222/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Powell River

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 100%

Wind NE 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

15°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cortes Island SchoolElementary15.4 km
Miracle Beach ElementaryElementary21.0 km
James Thomson ElementaryElementary22.4 km
Navigate AcademyElementary23.3 km
Ocean Grove ElementaryElementary23.9 km
Henderson ElementaryElementary24.5 km
Brooks SecondaryElementary24.8 km
Secondaire BrooksSecondary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Powell RIver (SD47)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$180,000.00
Periodic payment — Principal & Interest (monthly)$1,161.30
Additional monthly expenses (strata, tax, utilities, etc.)$117.00
Total monthly cost$1,278.30
Interest paid over 5-yr term$51,588.52
Balance at end of term$161,910.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,643.66

Cash Needed at Closing

Minimum down payment$11,250
Estimated BC PTT$2,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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