Property Type: Detached HouseOwnership: Freehold

9705 SARGEANT Street

Summerland, BC V0H1Z3

$618,000

2 bed2 bath3 parking720 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,693.04

Interior

Basement
Cellar
Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level
KitchenSecondary Dwelling Unit6'1'' x 8'5''
Living roomSecondary Dwelling Unit11'2'' x 17'3''
Primary BedroomMain level10'6'' x 10'9''
Living roomMain level13'5'' x 15'4''
Laundry roomMain level7'4'' x 4'5''
KitchenMain level9'3'' x 9'6''
Dining roomMain level7'4'' x 12'8''
BedroomMain level9'11'' x 9'3''
4pc BathroomMain level

Listing Information

MLS®
10396517
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Step into this delightful 2-bedroom gem that’s full of thoughtful updates and character. The modern kitchen features full-height cabinetry with soft-close drawers, complemented by stylish flooring, lighting, and fixtures throughout. The renovated bathroom adds a touch of contemporary comfort. Enjoy seamless indoor-outdoor living with access off the dining area that opens to a private, covered deck—perfect for relaxing or entertaining. A standout feature is the detached, self-contained non-conforming suite—ideal for guests, extended family, or potential rental income. With laneway access, two storage sheds, and potential mortgage-helper, this property is not only a warm and welcoming home but also a fantastic investment opportunity. Please contact your preferred agent to view. (id:63159)

Values & Trends

This listing

$858/sqft

Building average

No other active listings in this building

Main Town average

$464/sqft

33 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.1 km
Summerland Montessori School(Independent)Elementary1.7 km
Unisus Junior School(Independent)Elementary3.7 km
Unisus Senior School(Independent)Secondary3.7 km
Trout Creek ElementaryElementary6.1 km
Naramata ElementaryElementary6.5 km
West Bench ElementaryElementary12.9 km
Queens Park ElementaryElementary14.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed704 m

Parks (4)

  • Turner St. Park447 m
  • Julia St. Kinsmen Park586 m
  • Highway Park658 m
  • Unnamed724 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$494,400.00
Periodic payment — Principal & Interest (monthly)$3,189.70
Additional monthly expenses (strata, tax, utilities, etc.)$260.42
Total monthly cost$3,450.12
Interest paid over 5-yr term$141,696.46
Balance at end of term$444,714.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,469.22

Cash Needed at Closing

Minimum down payment$36,800
Estimated BC PTT$10,360
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,660

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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