Property Type: Condo / ApartmentOwnership: Strata

9724 Marble Bay Rd

Lake Cowichan, BC V0R2G1

$1,650,000

4 bed3 bath5 parking2,627 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Lot size
18,083 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$150/mo
Annual property tax
$8,646.83

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
5 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level
OtherSecond level
BathroomSecond level4-Piece
BedroomSecond level
KitchenMain level
EntranceMain level
Dining roomMain level
OtherMain level
BathroomMain level4-Piece
BedroomMain level
Living roomMain level
BedroomLower level
StorageLower level
Laundry roomLower level
OtherLower level
OtherLower level
BathroomLower level4-Piece
DenLower level
Family roomLower level

Listing Information

MLS®
1038090
Listed
May 26, 2026
Time on market
On the market for 97 days
Data last synced
August 28, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

This Marble Bay property features 200 feet of private waterfront, complete with its own sandy beach, dock, and moorage. Situated within a quiet gated community, the home offers a sense of privacy and security that complements its natural surroundings. It is a solid, well-built residence in an exceptional lakeside location. The interior is open and bright, centred around a main living area with 18-foot cedar vaulted ceilings and a custom stone fireplace. Large windows look directly over the water, while private balconies provide a quiet space to take in the views. The layout also includes clear potential for a suite, offering a flexible space for guests, extended family, or rental income. It is a peaceful, secure retreat designed to make the most of life on the lake. (id:63159)

Values & Trends

This listing

$628/sqft

Building average

No other active listings in this building

Sunny Beach Estates average

No comparable active listings

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary7.3 km
Lake Cowichan SecondaryElementary7.3 km
Palsson ElementaryElementary7.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($330,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,320,000.00
Periodic payment — Principal & Interest (monthly)$8,516.19
Additional monthly expenses (strata, tax, utilities, etc.)$1,001.57
Total monthly cost$9,517.76
Interest paid over 5-yr term$378,315.79
Balance at end of term$1,187,344.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$330,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,150.34

Cash Needed at Closing

Minimum down payment$330,000
Estimated BC PTT$31,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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