975 Neptune Road
Kelowna, BC V1X3E4
$731,222
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.17 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,915.4
Interior
- Basement
- Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Flooring
- Tile, Hardwood, Laminate
Exterior & Lot
- Exterior features
- Stucco
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 3
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 13'1'' x 26'10'' |
| Utility room | Basement | 4'3'' x 7' |
| Workshop | Main level | 20'0'' x 16'0'' |
| Other | Basement | 12'8'' x 15'4'' |
| Storage | Basement | 6'9'' x 12'10'' |
| Full bathroom | Basement | 8'2'' x 10' |
| Bedroom | Basement | 10'7'' x 12'7'' |
| Bedroom | Main level | 10'2'' x 14'2'' |
| Primary Bedroom | Main level | 10'10'' x 13'3'' |
| Partial ensuite bathroom | Main level | 4'8'' x 5'0'' |
| Full bathroom | Main level | 5' x 8'2'' |
| Kitchen | Main level | 13'3'' x 18'6'' |
| Living room | Main level | 13'8'' x 15'0'' |
Listing Information
- MLS®
- 10390250
- Listed
- June 5, 2026
- Time on market
- On the market for 87 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
Tucked away on a quiet cul-de-sac in one of Rutland's most desirable pockets, this meticulously maintained home offers a rare combination of privacy, flexibility, and future potential. Backing directly onto protected green space that will never be developed, you'll enjoy peaceful views, added privacy, and a true connection to nature right from your backyard. Surrounded by well-kept character homes and long-term residents, this is the kind of neighborhood buyers are always searching for but rarely find. Pride of ownership is evident throughout the home, with thoughtful updates and exceptional care taken over the years. Many non-cosmetic updates have been done including all new plumbing in 2024 The recently updated basement features new flooring and offers excellent suite potential for those looking to create additional income or accommodate extended family. Outside, the detached shop opens the door to even more possibilities. Whether you're seeking the ultimate workshop, a private home office, studio space, or exploring the potential for a future carriage house or secondary dwelling, the groundwork is already in place. Water can be brought to the building, and convenient driveway access provides added flexibility for future development plans. Properties offering this level of maintenance, privacy, and long-term potential are becoming increasingly difficult to find. A unique opportunity to secure a home that works for today while offering exciting possibilities for tomorrow. (id:63159)
Values & Trends
This listing
$334/sqft
Building average
—
No other active listings in this building
Rutland South average
$424/sqft
43 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Belgo Elementary School | Elementary | 610 m |
| Okanagan Christian School(Independent) | K-12 | 627 m |
| Quigley Elementary | Elementary | 923 m |
| South Rutland Elementary | Elementary | 1.3 km |
| Okanagan Montessori Elementary School(Independent) | Elementary | 1.7 km |
| Flex Academy(Independent) | K-12 | 2.0 km |
| Rutland Senior Secondary | Elementary | 2.3 km |
| Springvalley Elementary | Elementary | 2.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Belgo Park748 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($48,122) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.