Property Type: Condo / ApartmentOwnership: Strata

975 Victoria Street W Unit# 606

Kamloops, BC V2C0C2

$544,800

2 bed2 bath2 parking1,065 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$482/mo
Annual property tax
$3,447.3

Maintenance Fee Includes

WaterManagementHeat

Also included: Ground Maintenance, Insurance, Other, See Remarks, Sewer

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stucco
View
City view, Mountain view, River view

Building

Roof
Unknown, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
4pc BathroomMain level
FoyerMain level5' x 8'
Laundry roomMain level5' x 15'
BedroomMain level9'6'' x 13'6''
Primary BedroomMain level10' x 13'
KitchenMain level8' x 12'
Dining roomMain level10' x 10'
Living roomMain level12' x 12'

Listing Information

MLS®
10396882
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Kamloops · Data source: CREA DDF.

Description

This top-floor, corner unit offers two bedrooms and two full bathrooms, along with the rare bonus of 2 underground parking stalls. Enjoy your morning coffee from the covered 11x9 deck, facing east and south, with beautiful morning sun and views of the Thompson River, mountains, and city. Proudly owner-occupied by the original owner, this home is a pleasure to show. The living, dining, and kitchen areas feature upgraded engineered hardwood flooring, while the bathrooms offer tile flooring. The open-concept layout includes a well-appointed kitchen with a good-sized island, granite countertops, and a stainless steel appliance package. There is also a separate laundry room with a stacking washer and dryer. Additional features include custom blinds, a gas BBQ hookup, and a storage locker. Conveniently located just 5 minutes from TRU, RIH, and the city centre. The monthly strata fee includes heating, hot water, and central air. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

$499/sqft

1 active listing(s)

South Kamloops average

$514/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Beattie ElementaryElementary1.3 km
Our Lady of Perpetual Help(Independent)Elementary1.7 km
Arthur Hatton ElementaryElementary1.9 km
Kamloops Christian School(Independent)Elementary1.9 km
Sa-Hali SecondaryElementary2.1 km
St. Ann's Academy(Independent)K-122.1 km
Norkam Secondary SchoolSecondary2.3 km
First Baptist Classical Academy of Kamloops(Independent)K-122.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Allan Powers Park · 330 Centre Avenue682 m
  • Campus Commons789 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Other Listings in This Building

Other units currently listed in the same building. 975 Victoria Street W

View building profile →
Built 2013

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,480) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$435,840.00
Periodic payment — Principal & Interest (monthly)$2,811.89
Additional monthly expenses (strata, tax, utilities, etc.)$822.30
Total monthly cost$3,634.19
Interest paid over 5-yr term$124,913.00
Balance at end of term$392,039.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,480
Stress test qualifying rate8.09%
Payment you must qualify for$3,962.63

Cash Needed at Closing

Minimum down payment$29,480
Estimated BC PTT$8,896
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,876

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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