977 Melrose Street Lot# 20
Kelowna, BC V1P0A8
$449,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.18 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,160.7
Interior
- Fireplace
- None
Exterior & Lot
- View
- Mountain view
Listing Information
- MLS®
- 10393536
- Listed
- August 17, 2026
- Time on market
- On the market for 14 days
- Data last synced
- August 28, 2026
Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.
Description
An outstanding opportunity to build in the heart of Black Mountain. 977 Melrose Street offers a prime residential lot in one of Kelowna’s most desirable and fast-growing neighborhoods. With a gentle slope ideal for a walk-out design, this property provides the perfect canvas to create a custom home tailored to your lifestyle. Enjoy the best of the Okanagan right outside your door. Black Mountain Golf Club, hiking and biking trails, and endless outdoor recreation are just minutes away. Families will appreciate nearby schools, while UBCO, Kelowna International Airport, and major shopping centers are all within a short drive. Big White Ski Resort is also easily accessible for year-round adventure. Located in an established area surrounded by quality homes, this lot offers both lifestyle appeal and long-term value. Whether you’re looking to build your dream home or secure a smart investment in a growing community, 977 Melrose Street is a rare opportunity to bring your vision to life. Build where lifestyle meets location. (id:63159)
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Black Mountain Elementary | Elementary | 1.1 km |
| South Rutland Elementary | Elementary | 2.4 km |
| Belgo Elementary School | Elementary | 2.7 km |
| Rutland Elementary | Elementary | 2.9 km |
| Rutland Senior Secondary | Elementary | 3.1 km |
| Okanagan Christian School(Independent) | K-12 | 3.2 km |
| Rutland Middle School | Middle | 3.4 km |
| Quigley Elementary | Elementary | 3.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Lund Park537 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.