Property Type: Detached HouseOwnership: Freehold

9779 3A Highway

Kuskanook, BC V0B1A1

$1,065,000

3 bed3.5 bath2 parking1,637 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
3.75 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,795

Interior

Heating
Heat Pump, Baseboard heaters, Stove, Electric, Wood
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Wood, Brick
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level10'2'' x 5'4''
Primary BedroomMain level13'5'' x 13'8''
DenMain level10'0'' x 10'0''
KitchenMain level7'8'' x 22'10''
Dining roomMain level10'10'' x 17'0''
Living roomMain level14'10'' x 14'10''
FoyerMain level8'0'' x 5'8''
4pc BathroomMain level5'0'' x 10'0''
2pc BathroomMain level5'0'' x 5'6''
BedroomMain level13'1'' x 10'3''
BedroomMain level12'3'' x 10'2''

Listing Information

MLS®
10381697
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Purcell Realty Ltd · Data source: CREA DDF.

Description

Discover an incredible opportunity to own 3.75 acres of prime waterfront property with Three Bedrooms and Three Bathrooms on the breathtaking Kootenay Lake. This acreage offers a perfect balance of natural beauty and open space, making it ideal for your dream home, vacation retreat, or future development. The property features a pristine private beach, perfect for swimming, boating, and relaxation. Enjoy stunning lake and mountain views in a mild climate, making it ideal for year-round enjoyment. With the potential to subdivide, this is a fantastic investment in a sought-after location. This rare waterfront gem offers the ultimate combination of privacy, beauty, and potential. Whether you're looking to build your dream lakeside home or invest in a high-value property, this is an opportunity you don’t want to miss. (id:63159)

Values & Trends

This listing

$651/sqft

Building average

No other active listings in this building

East Shore average

$545/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($81,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$852,000.00
Periodic payment — Principal & Interest (monthly)$5,496.81
Additional monthly expenses (strata, tax, utilities, etc.)$398.25
Total monthly cost$5,895.06
Interest paid over 5-yr term$244,185.65
Balance at end of term$766,376.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$81,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,562.77

Cash Needed at Closing

Minimum down payment$81,500
Estimated BC PTT$19,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$102,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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