Property Type: OtherOwnership: Freehold

9820 RIPPEN Avenue

Summerland, BC V0H1Z8

$1,995,000

4 bed3.5 bath10 parking2,900 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
16.78 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$4,941.77

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

View
Mountain view, Valley view, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Other, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageLower level11'1'' x 26'7''
Recreation roomLower level22'10'' x 12'8''
Laundry roomLower level7'6'' x 8'8''
BedroomLower level23'4'' x 12'5''
OtherLower level4'4'' x 8'2''
Full bathroomLower level
Primary BedroomMain level12' x 17'9''
Living roomMain level19'1'' x 11'11''
KitchenMain level13'5'' x 13'9''
Family roomMain level11'7'' x 14'9''
Dining roomMain level7'10'' x 11'11''
BedroomMain level11'7'' x 12'1''
BedroomMain level10'11'' x 11'9''
4pc BathroomMain level
2pc BathroomMain level

Listing Information

MLS®
10390485
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Rarely available 16+ acre mixed fruit orchard offering the perfect blend of lifestyle and income potential in the beautiful Prairie Valley area of Summerland, BC. The updated 4-bedroom, 3-bathroom family home features a spacious kitchen with stainless steel appliances and a large covered deck showcasing stunning valley views. The lower basement level offers space for visiting family and guests. A 3-car garage and expansive driveway provide plenty of room for vehicles, trailers, tractors, and equipment. Also included is a functional 3-bedroom, 1-bathroom manufactured home, ideal for farm workers, extended family, or rental income. Located on a quiet no thru street, this fully fenced orchard has a proven history of quality production and is currently planted with Gala and Honey Crisp apples, along with Staccato and Skeena cherries. Farm equipment is negotiable, making this an excellent turnkey opportunity. Looking for something more? Explore the potential to establish a boutique cidery or replant to vineyards and create your own winery. (id:63159)

Values & Trends

This listing

$688/sqft

Building average

No other active listings in this building

Summerland Rural average

$1,419/sqft

9 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary1.7 km
Unisus Junior School(Independent)Elementary2.3 km
Unisus Senior School(Independent)Secondary2.3 km
Summerland SecondaryK-122.3 km
Trout Creek ElementaryElementary6.1 km
Naramata ElementaryElementary8.1 km
West Bench ElementaryElementary11.2 km
Queens Park ElementaryElementary12.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($399,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,596,000.00
Periodic payment — Principal & Interest (monthly)$10,296.85
Additional monthly expenses (strata, tax, utilities, etc.)$556.81
Total monthly cost$10,853.66
Interest paid over 5-yr term$457,418.19
Balance at end of term$1,435,607.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$399,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,272.68

Cash Needed at Closing

Minimum down payment$399,000
Estimated BC PTT$37,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$438,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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