Property Type: Detached HouseOwnership: Freehold

9832 Victoria Street

Fernie, BC V0B1M5

$749,995

3 bed1 bath2 parking1,468 sqftBuilt 1920
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.98 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,017.54

Interior

Basement
Cellar
Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
SunroomMain level7'8'' x 24'2''
StorageSecond level8'2'' x 6'5''
BedroomSecond level7'5'' x 11'8''
BedroomSecond level8'6'' x 12'2''
Primary BedroomSecond level9'1'' x 13'10''
Laundry roomMain level11'6'' x 4'10''
4pc BathroomMain level8'4'' x 6'7''
Living roomMain level13'10'' x 24'8''
KitchenMain level14'3'' x 17'0''

Listing Information

MLS®
10396209
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

A rare opportunity to own nearly one acre of land just seven minutes from Fernie in the charming hamlet of Hosmer, BC. This inviting two-storey home features three bedrooms, a renovated four-piece bathroom, a spacious country-style kitchen, and an airtight wood-burning stove that adds warmth and character. The property also includes a large double garage with its own wood stove and an oversized 0.98-acre lot offering exceptional space for gardens, outdoor living, and recreational storage. Enjoy incredible mountain views in every direction, along with convenient access to biking, hiking, fishing, skiing, and the many outdoor activities the Elk Valley is known for. With numerous possibilities for future development, buyers may choose to renovate or expand the existing home, explore subdivision potential, build a carriage house, or create their dream home. Opportunities of this size, location, and versatility are rarely available in the Elk Valley. (id:63159)

Values & Trends

This listing

$511/sqft

Building average

No other active listings in this building

Elk Valley Rural average

$603/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fernie SecondaryK-1210.8 km
Isabella Dicken ElementaryElementary11.2 km
The Fernie Academy(Independent)K-1212.2 km
Sophie-MorigeauElementary13.7 km
Sparwood SecondaryElementary16.8 km
Frank J Mitchell ElementaryElementary16.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,996.00
Periodic payment — Principal & Interest (monthly)$3,870.97
Additional monthly expenses (strata, tax, utilities, etc.)$241.13
Total monthly cost$4,112.10
Interest paid over 5-yr term$171,960.58
Balance at end of term$539,698.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.72

Cash Needed at Closing

Minimum down payment$50,000
Estimated BC PTT$13,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,499

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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