Property Type: Condo / ApartmentOwnership: Strata

985 KLO Road Unit# 214

Kelowna, BC V1Y9L2

$419,000

2 bed2 bath1 parking1,126 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Apartment
Stories
3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$421/mo
Annual property tax
$0

Maintenance Fee Includes

WaterGarbageManagement

Also included: Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on stream

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level8'6'' x 4'11''
4pc Ensuite bathMain level4'10'' x 7'10''
Laundry roomMain level4'9'' x 5'0''
Primary BedroomMain level12'0'' x 12'8''
Primary BedroomMain level10'8'' x 13'7''
Living roomMain level13'9'' x 19'1''
Dining roomMain level8'5'' x 11'9''
KitchenMain level11'2'' x 11'9''

Listing Information

MLS®
10396370
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Introducing Oxford II, a spacious 2 bed 2 bath condo in Lower Mission, conveniently located across from the college and a short walk to Pandosy Village and the beauty of Okanagan Lake. This condo features two primary suites each with an ensuite and walk-in closet, located on opposite ends for added privacy. The open layout is enhanced by laminate flooring, a large bay window, and a partially enclosed patio providing a cozy outdoor retreat. Secure parking, visitor parking, in-suite laundry room and a storage locker add convenience and peace of mind. The kitchen includes a large pantry, ample cabinets, and a pass-thru opening to the living room. Flooded with natural light from the large windows, this inviting condo exudes warmth and comfort, making it a truly special place to call home. (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Lower Mission average

$674/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
KLO Middle SchoolMiddle423 m
Kelowna SecondarySecondary510 m
Raymer ElementaryElementary710 m
Casorso ElementaryElementary862 m
Immaculata Regional High School(Independent)Secondary1.3 km
A S Matheson ElementaryElementary1.8 km
Kelowna Christian School(Independent)K-121.8 km
St Joseph Elementary School(Independent)Elementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Unnamed360 m
  • Chutney · 3011 Pandosy Street660 m
  • The Canadian Brewhouse · 3030 Pandosy Street689 m
  • T-ONE Restaurant · 3477 Lakeshore Road736 m
  • Bless'd Sips & Slices · 3377 Lakeshore Road757 m

Cafes (5+)

  • Tim Hortons545 m
  • Half Blind Bean Coffee575 m
  • Starbucks601 m
  • Bread Co.734 m
  • Bean scene757 m

Grocery (3)

  • Urban Fare490 m
  • Save-On-Foods558 m
  • Lakview Market651 m

Parks (3)

  • Fascieux Creek Wetland347 m
  • Mappin Court Park672 m
  • Windermere Park759 m

Gyms (2)

  • Orangetheory Fitness · 590 K.L.O. Road585 m
  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street598 m

Pharmacies (1)

  • Pharmasave497 m

Banks & ATMs (3)

  • TD471 m
  • BMO608 m
  • RBC Royal Bank671 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,200.00
Periodic payment — Principal & Interest (monthly)$2,162.60
Additional monthly expenses (strata, tax, utilities, etc.)$476.57
Total monthly cost$2,639.17
Interest paid over 5-yr term$96,069.28
Balance at end of term$301,513.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,060.87

Cash Needed at Closing

Minimum down payment$20,950
Estimated BC PTT$6,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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