Property Type: Detached HouseOwnership: Freehold

9878 Victoria Street

Fernie, BC V0B1M5

$715,000

3 bed3 bath3 parking1,468 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.46 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,634.63

Interior

Heating
Forced air, Electric
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Detached Garage, See Remarks

Room Dimensions

RoomLevelDimensions
StorageBasement17'8'' x 33'5''
Full bathroomLower level3' x 7'11''
Laundry roomLower level10'1'' x 23'4''
BedroomSecond level9' x 10'11''
BedroomSecond level10'11'' x 11'7''
Full bathroomSecond level5'2'' x 10'11''
OtherSecond level5'2'' x 5'1''
Full ensuite bathroomSecond level4'11'' x 7'11''
Primary BedroomSecond level16'11'' x 13'8''
KitchenMain level7'11'' x 10'7''
Dining roomMain level7'9'' x 11'10''
Living roomMain level11'10'' x 17'11''
FoyerMain level5'9'' x 9'4''

Listing Information

MLS®
10395872
Listed
July 25, 2026
Time on market
On the market for 37 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Look! Set on almost 0.5acres in the quiet rural community of Hosmer, this 3-bed split-level home offers a spacious family layout, sunny outdoor spaces and plenty of room to pursue your rural lifestyle. An 8-min drive to Fernie and 10 minutes to Sparwood, the location offers easy access to both communities while enjoying the peace of a quiet location. The main level of the home offers a generous foyer, a large living and dining area featuring narrow-strip hardwood floors and a cozy wood stove and a kitchen overlooking the backyard opening on to a large, sunny deck with built-in seating, ideal for relaxing or entertaining. Upstairs, all three bedrooms are conveniently located together. The primary bedroom features a walk-in closet, full ensuite and sliding doors opening to a private balcony overlooking the backyard. The second and third bedroom are at the front of the home; one also enjoys balcony access and views toward iconic Mount Hosmer. The lower level offers a large laundry and utility room, plus a 2-piece bathroom with shower, perfect for cleaning up after time outdoors or in the attached garage and workshop. Large basement offers loads of storage. Outside, the flat, open and sunny parcel provides ample space for gardens and future possibilities. A substantial 24' x 31' powered and insulated workshop adds exceptional utility and storage. An estate sale, this property is being sold as-is, where-is and presents an opportunity to make it your own in a peaceful setting. (id:63159)

Values & Trends

This listing

$487/sqft

Building average

No other active listings in this building

Fernie average

$699/sqft

36 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fernie SecondaryK-1210.4 km
Isabella Dicken ElementaryElementary10.8 km
The Fernie Academy(Independent)K-1211.8 km
Sophie-MorigeauElementary13.2 km
Sparwood SecondaryElementary17.3 km
Frank J Mitchell ElementaryElementary17.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$572,000.00
Periodic payment — Principal & Interest (monthly)$3,690.35
Additional monthly expenses (strata, tax, utilities, etc.)$292.55
Total monthly cost$3,982.90
Interest paid over 5-yr term$163,936.84
Balance at end of term$514,515.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,140.53

Cash Needed at Closing

Minimum down payment$46,500
Estimated BC PTT$12,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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