Property Type: Detached HouseOwnership: Freehold

9891 Spalding Rd

Pender Island, BC V0N2M3

$2,200,000

4 bed5 bath5 parking3,065 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
47 acres
Zoning
Agricultural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,289

Interior

Heating
Heat Pump, Propane, Wood
Cooling / A/C
Fully air conditioned
Fireplace
Yes (2)

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomOther
StudioOther
Laundry roomLower level
BedroomLower level
BathroomSecond level
Primary BedroomSecond level
BathroomMain level
BathroomMain level
BedroomMain level
BathroomMain level
BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level

Listing Information

MLS®
937143
Listed
July 11, 2023
Time on market
On the market for 1147 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Incredible opportunity to own 47 acres in the Spalding Valley! This beautiful property has it all; fields for growing, a forest for walking, a studio for creating, and a home for making memories. There are approximately 17 acres cleared and ready to farm, the balance is mostly wooded including mature maples. The large home sits in the middle of the property and offers plenty of privacy, with a large open concept kitchen/dining/living space. There is a separate 1400 square foot studio, completely sound proofed, equipped with a kitchenette and a 2 piece bathroom. Both the house and the studio have silent HVAC systems with UV filters and Propane tanks to fuel the back up generators. There is no shortage of water from the spring fed shallow well, deep pond and two 2500 gallon cisterns for catchment. The water throughout the house is filtered by a top of the line filtration system. This truly is a must see property and a once in a lifetime opportunity. (id:63159)

Values & Trends

This listing

$718/sqft

Building average

No other active listings in this building

Pender Island average

$799/sqft

36 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle4.9 km
Saturna Island Elementary SecondaryK-125.6 km
Mayne Island SchoolElementary12.3 km
Galiano Community SchoolElementary17.9 km
Parkland SecondarySecondary18.1 km
North Saanich Middle SchoolMiddle18.1 km
Sidney ElementaryElementary18.1 km
Deep Cove ElementaryElementary19.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lilias Spalding Heritage Park536 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($440,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,760,000.00
Periodic payment — Principal & Interest (monthly)$11,354.92
Additional monthly expenses (strata, tax, utilities, etc.)$677.08
Total monthly cost$12,032.01
Interest paid over 5-yr term$504,421.06
Balance at end of term$1,583,125.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$440,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,533.78

Cash Needed at Closing

Minimum down payment$440,000
Estimated BC PTT$44,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$485,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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