Property Type: Land / LotOwnership: Freehold

9898 VICTORIA Street

Hosmer, BC V0B1M5

$499,995

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.33 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$519.78

Interior

Fireplace
None

Listing Information

MLS®
10381313
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Discover the potential of Hosmer living. Just a stone’s throw from world-class fishing and entertainment on the Elk River, and only a short drive to all the amenities of Fernie, BC, this 0.33-acre property offers an exceptional opportunity to build in one of the area’s most scenic settings. Enjoy stunning views of Mt. Hosmer, water rights to Hosmer Creek at the rear of the property, and endless access to the outdoor lifestyle the Elk Valley is known for. A rare offering with beauty, convenience, and potential — don’t miss it. (id:63159)

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 69%

Wind E 10 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernie SecondaryK-1210.3 km
Isabella Dicken ElementaryElementary10.7 km
The Fernie Academy(Independent)K-1211.7 km
Sophie-MorigeauElementary13.2 km
Sparwood SecondaryElementary17.4 km
Frank J Mitchell ElementaryElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,996.00
Periodic payment — Principal & Interest (monthly)$2,580.64
Additional monthly expenses (strata, tax, utilities, etc.)$43.32
Total monthly cost$2,623.95
Interest paid over 5-yr term$114,640.00
Balance at end of term$359,797.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.55

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information