Property Type: Condo / ApartmentOwnership: Strata

99 18 King George St

Lake Cowichan, BC V0R2G0

$199,900

0 bed1 bath2 parking457 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$182/mo
Annual property tax
$1,768.75

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level9'7 x 15'4
KitchenMain level10'4 x 10'4
Dining roomMain level8'2 x 10'4
BathroomMain level4'10 x 10'1

Listing Information

MLS®
1037745
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Bright & Renovated Bachelor Suite – Move-In Ready!This freshly updated bachelor suite offers comfort, convenience, and great value in a bright and welcoming space. Features include new carpets, fresh paint, newer appliances, new baseboard heaters, and a tiled kitchen for easy maintenance. The suite also offers two closets for added storage and a clean 4-piece bathroom.Enjoy the convenience of a common laundry room located just outside your unit door, covered parking, and additional parking availability.Ideally located close to town and everyday amenities including shopping, restaurants, grocery stores, and just minutes to the beach.A perfect move-in ready home for anyone looking for affordable, low-maintenance living in a great location! (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

Lake Cowichan average

$613/sqft

13 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lake Cowichan SecondaryElementary372 m
Lake Cowichan ElementaryElementary372 m
Palsson ElementaryElementary601 m
Tansor ElementaryElementary22.3 km
Ecole Mount Prevost ElementaryElementary23.7 km
Drinkwater ElementaryElementary24.3 km
Ladysmith SecondarySecondary24.8 km
Queen Margaret's(Independent)K-1224.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • J&V Diner · 162 South Shore Road339 m
  • Jake's at the Lake · 109 South Shore Road348 m
  • Shaker Mill · 72 Cowichan Lake Road360 m
  • Lakeside Sushi · 78 Cowichan Lake Road376 m

Cafes (3)

  • River Cafe · 56 South Shore Road263 m
  • Ed's Coffee House · 67 South Shore Road308 m
  • Tim Hortons364 m

Grocery (1)

  • Country Grocer · 83 Cowichan Lake Road465 m

Parks (5+)

  • Unnamed244 m
  • Ts'uubaa-asatx Square251 m
  • Central Park257 m
  • Forest Workers Memorial Park272 m
  • Ohtaki Park309 m

Shopping (1)

  • Fields267 m

Pharmacies (1)

  • Island Pharmacy · 138 South Shore Road308 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,920.00
Periodic payment — Principal & Interest (monthly)$1,031.75
Additional monthly expenses (strata, tax, utilities, etc.)$352.40
Total monthly cost$1,384.15
Interest paid over 5-yr term$45,833.53
Balance at end of term$143,848.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,460.30

Cash Needed at Closing

Minimum down payment$9,995
Estimated BC PTT$1,999
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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