Property Type: Detached HouseOwnership: Freehold

9974 127B STREET

Surrey, BC V3V6T1

$1,099,000

5 bed2 bath6 parking1,806 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
7,700 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,759 (2024)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
6 — uncovered indicated
Features
Other

Listing Information

MLS®
R3112931
Listed
April 21, 2026
Time on market
On the market for 132 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Woodhouse Realty · Data source: CREA DDF.

Description

Fantastic investment opportunity in prime Surrey Central! Fully renovated 1/2 duplex with no strata fees on a quiet street. Situated on a huge, flat, fully fenced lot with back lane access and sunny backyard. Upstairs offers 2 spacious bedrooms, bright living room, large patio, and kitchen with granite counters & stainless steel appliances. Downstairs features 3 bedrooms with a kitchen-fully finished mortgage helper suite. Upgrades include roof (2024), plumbing (2024), insulation (2025), plus AC & EV charger. Ample parking & storage. Close to schools, parks, shopping & transit. Currently rented for $4,850/month-positive cash flow from day one! (id:63159)

Values & Trends

This listing

$609/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Prince Charles ElementaryElementary690 m
Cedar Hills ElementaryElementary878 m
Old Yale Road ElementaryElementary938 m
Kwantlen Park SecondaryElementary1.3 km
Senator Reid ElementaryElementary1.3 km
A H P Matthew ElementaryElementary1.3 km
Khalsa Secondary School (Surrey)(Independent)Secondary1.4 km
Betty Huff ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 100 Ave @ 128 St82 m
Southbound 128 St @ 100 Ave83 m
Northbound 128 St @ 100 Ave131 m
Eastbound 100 Ave @ 128 St140 m
Northbound 128 St @ 99 Ave172 m

Nearby Places

Restaurants (3)

  • Wow Grill & Momo · 9631 128 Street693 m
  • Lighthouse Indian Kitchen · 12815 96 Avenue715 m
  • Mezbaan Indian & Indo Chinese Food · 12790 96 Avenue773 m

Cafes (1)

  • Starbucks · 12840 96 Avenue794 m

Grocery (1)

  • Fruiticana · 12867 96 Avenue761 m

Parks (5+)

  • Robson Park208 m
  • Evergreen Park585 m
  • 21C Tot-Lot719 m
  • Unnamed743 m
  • Bog Park769 m

Pharmacies (1)

  • Family Care Pharmacy · 12815 96 Avenue722 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$403.25
Total monthly cost$6,075.55
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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