Property Type: DuplexOwnership: Strata

B 235 North Shore Rd

Lake Cowichan, BC V0R2G0

$545,000

3 bed2 bath3 parking1,600 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
6,969 square feet
Zoning
Duplex

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,705.88

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Lake view

Parking

Total spaces
3 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenAdditional Accommodation10'8 x 10'2
BathroomMain level4-Piece
Laundry roomMain level10'9 x 6'6
EntranceMain level8'2
BedroomMain level14'1
Primary BedroomSecond level14'1 x 13'1
BedroomSecond level9'10 x 9'5
BathroomSecond level
KitchenSecond level11'3
Dining roomSecond level11'8
Living roomSecond level17'9

Listing Information

MLS®
1038722
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Lk Cow) · Data source: CREA DDF.

Description

Enjoy stunning lake views from this ideally located 1,600 sq. ft. half duplex offering 3 bedrooms and 2 bathrooms. The bright upper level showcases breathtaking panoramic lake vistas and an open-concept design that seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The lower level features a versatile in-law suite, providing excellent flexibility for extended family, guests, or potential rental income. This self-contained space offers both privacy and convenience. Located directly across from the boat launch, you'll have easy access to boating, fishing, and all your favorite lakefront activities. With parks, shopping, restaurants, and other amenities nearby, this property combines lakeside living with everyday convenience in a welcoming community setting. (id:63159)

Values & Trends

This listing

$341/sqft

Building average

No other active listings in this building

Lake Cowichan average

$364/sqft

3 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary601 m
Lake Cowichan SecondaryElementary601 m
Palsson ElementaryElementary944 m
Tansor ElementaryElementary23.0 km
Ecole Mount Prevost ElementaryElementary24.4 km
Drinkwater ElementaryElementary25.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Jake's at the Lake · 109 South Shore Road367 m
  • J&V Diner · 162 South Shore Road544 m

Cafes (1)

  • Ed's Coffee House · 67 South Shore Road402 m

Parks (5+)

  • Saywell Park363 m
  • Riverside Park369 m
  • Ohtaki Park413 m
  • Forest Workers Memorial Park434 m
  • Beaver Creek Rhododendron Park439 m

Shopping (1)

  • Fields565 m

Pharmacies (1)

  • Island Pharmacy · 138 South Shore Road457 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$436,000.00
Periodic payment — Principal & Interest (monthly)$2,812.92
Additional monthly expenses (strata, tax, utilities, etc.)$388.82
Total monthly cost$3,201.75
Interest paid over 5-yr term$124,958.85
Balance at end of term$392,183.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,964.01

Cash Needed at Closing

Minimum down payment$29,500
Estimated BC PTT$8,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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