Property Type: Land / LotOwnership: Freehold

Beresford Road

Kamloops, BC V0E2A0

$299,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.08 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3

Interior

Fireplace
None

Listing Information

MLS®
10384354
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Gently sloping lot surrounded by small acreages, wide open spaces and ranch land. This 2.08 acre parcel is the last of three lots being sold. Located just a10 minute drive to Aberdeen and major shopping areas, restaurants, schools, recreation, TRU and all that Kamloops has to offer. All building codes in the AF-1 zoning fall under the Thompson Nicola Regional District. There is no proven water or septic installed. Hydro available at lot line. Buyers to verify any information that is important to them. (id:63159)

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
McGowan Park ElementaryElementary7.1 km
Aberdeen ElementaryElementary7.6 km
Pacific Way ElementaryElementary7.8 km
Summit ElementaryElementary8.1 km
South Sa-Hali ElementaryElementary8.2 km
Juniper Ridge ElementaryElementary8.3 km
Kamloops School of the ArtsK-128.6 km
South Kamloops SecondarySecondary8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (strata, tax, utilities, etc.)$0.25
Total monthly cost$1,543.49
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,184.25

Cash Needed at Closing

Minimum down payment$14,950
Estimated BC PTT$3,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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