Property Type: Detached HouseOwnership: Freehold

Cabin 1 155 BIRCH BAY RESORT ROAD

Fraser Lake, BC V0J1S0

$475,000

2 bed2 bath1,300 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
36.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric, Pellet
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, View, View of water
Waterfront
Waterfront
Pool
Outdoor pool

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Living roomMain level
FoyerBasement

Listing Information

MLS®
R3130059
Listed
June 1, 2026
Time on market
On the market for 91 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Experience year-round lakeside living at its finest in the only full-time residence within the exclusive gated community of Birch Bay Resort on beautiful Francois Lake. This unique property includes an undivided ownership interest in the entire resort, giving you access to an exceptional lifestyle and outstanding amenities. The bright 2-bedroom home with attached garage features stunning floor-to-ceiling windows that showcase breathtaking lake views, an expansive deck for entertaining, and a private hot tub overlooking the water. Monthly owner fees include water, taxes, firewood, use of all resort amenities, ATV and boat storage, and your own boat dock slip. With miles of pristine Francois Lake shoreline to explore, this rare offering combines the comfort of year-round living with the recreation, convenience, and beauty of resort ownership. (id:63159)

Values & Trends

This listing

$365/sqft

Building average

No other active listings in this building

Fraser Lake average

$289/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (strata, tax, utilities, etc.)$65.00
Total monthly cost$2,516.63
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.95

Cash Needed at Closing

Minimum down payment$23,750
Estimated BC PTT$7,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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