Property Type: OtherOwnership: Freehold

DL 1858 CHARLOTTE LAKE

Chilcotin, BC V0L1R0

$325,000

0 bed0 bath300 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Recreational
Stories
1
Lot size
21.8 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,639.17 (2025)

Interior

Basement
None
Heating
Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Log
View
Lake view

Building

Foundation
Concrete Block
Roof
Asphalt shingle, Conventional

Parking

Features
Open, None

Room Dimensions

RoomLevelDimensions
Great roomMain level

Listing Information

MLS®
R3130973
Listed
June 2, 2026
Time on market
On the market for 90 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corp (Northern) · Data source: CREA DDF.

Description

Affordable recreational getaway and tourism opportunity on beautiful Charlotte Lake in the heart of the Cariboo Chilcotin. This unique package includes two adjoining boat or float plane access only lots with approximately 1,500 ft of low-bank waterfront and is being offered below assessed value. The private, quiet and peaceful property is nicely treed and features four rustic lakefront cabins built in 1972, all positioned to take advantage of the stunning lake views and each equipped with wood stoves for comfortable off-grid living. A separate shower house with water catchment system services the property. Zoned C2 Tourism Commercial, this rare offering has excellent potential for a wilderness lodge, fishing retreat, eco-tourism business or family getaway. (id:63159)

Values & Trends

This listing

$1,083/sqft

Building average

No other active listings in this building

Chilcotin average

$400/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 75%

Wind E 10 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$260,000.00
Periodic payment — Principal & Interest (monthly)$1,677.43
Additional monthly expenses (strata, tax, utilities, etc.)$151.60
Total monthly cost$1,829.03
Interest paid over 5-yr term$74,516.75
Balance at end of term$233,870.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,374.18

Cash Needed at Closing

Minimum down payment$16,250
Estimated BC PTT$4,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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