Property Type: Land / LotOwnership: Freehold

DL 2035A MIDDLE RIVER

Fort St. James, BC V0J3A1

$95,000

Get Directions

Property Details

Property & Lot

Lot size
3.98 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$204.43 (2024)

Interior

Fireplace
None

Exterior & Lot

View
River view

Listing Information

MLS®
R2896837
Listed
June 19, 2024
Time on market
On the market for 803 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Burns Lake) · Data source: CREA DDF.

Description

Beautiful piece of property. The only deemed land on Middle River. Water access only. Build your dream cabin and enjoy incredible fishing. (id:63159)

Location Insights

Weather

Nearest station: Vanderhoof

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Population

1,386

(2021 Census)

-13.3% since 2016

Density: 59.1/km²

Dwellings: 671

Median household income: $91,000

After-tax: $78,500

Immigrant population: 10.9%

Top countries of origin (% of total population)

  • South Africa, Republic of1.8% · 25
  • Philippines1.4% · 20
  • Poland1.1% · 15
  • United Kingdom1.1% · 15
  • India0.7% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$76,000.00
Periodic payment — Principal & Interest (monthly)$490.33
Additional monthly expenses (strata, tax, utilities, etc.)$17.04
Total monthly cost$507.36
Interest paid over 5-yr term$21,781.82
Balance at end of term$68,362.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,750
Stress test qualifying rate8.09%
Payment you must qualify for$693.99

Cash Needed at Closing

Minimum down payment$4,750
Estimated BC PTT$950
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information