Property Type: OtherOwnership: Freehold

DL5135 Highway 33 E Highway

Kelowna, BC V1P1K2

$849,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
20 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$25.47

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view, Valley view, View (panoramic)
Waterfront
Waterfront on creek

Listing Information

MLS®
10354391
Listed
July 8, 2025
Time on market
On the market for 419 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

The ultimate retreat, tucked well away from the highway, with a creek running through, this 20 acre farm in scenic Joe Rich offers privacy & serenity. A short drive to Kelowna or Big White, you’ll find the commute here to Orchard Park is shorter than driving from Rutland to Kettle Valley. Postcard worthy setting offering access to some of the best back country BC has to offer. A charming mix of flat pasture and forested slope backing on to Crown Land. Adding to the character is a tranquil creek which runs through the pasture. Whether you simply want a private building site or have a few horses to bring along, you’ll love living on this wonderful acreage. Joe Rich is a quaint town with a community hall and ice rink. Residents are spread out but are known for their sense of community and tendency to stay for many years even generations. This is an outdoor persons haven. Space, privacy, serenity; a blank yet inspiring canvas awaiting your dreams. Access by registered easement through the neighbouring farm. This calibre of property changes hands rarely and has been in the same family for generations. Adjoining 153 acre parcel also for sale MLS #10354389. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary17.2 km
Rutland ElementaryElementary19.7 km
South Rutland ElementaryElementary19.8 km
Ellison ElementaryElementary20.0 km
Big White Community SchoolElementary/Middle20.1 km
Rutland Senior SecondaryElementary20.2 km
Belgo Elementary SchoolElementary20.2 km
Rutland Middle SchoolMiddle20.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$2.12
Total monthly cost$4,384.09
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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