Property Type: Land / LotOwnership: Freehold

Juniper Circle Lot# 79

Blind Bay, BC V0E2W2

$99,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.28 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$582

Interior

Fireplace
None

Listing Information

MLS®
10391285
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd · Data source: CREA DDF.

Description

Bring your building plans to this 0.28 acre building lot in the heart of the beautiful Blind Bay in the highly desirable neighbourhood of Cedar Heights! Prime location is within minutes of two Public Beach's, Shuswap Lake Estates Golf and Country Club, Tennis, Pickel Ball, Shopping, Resturants, Public Boat Access & Two Marina's for boat moorage. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary6.4 km
North Shuswap ElementaryElementary/Middle7.3 km
Carlin Elementary MiddleElementary/Middle8.2 km
Shuswap SDA(Independent)Elementary/Middle18.2 km
North Canoe ElementaryElementary18.6 km
Salmon Arm SecondarySecondary21.0 km
Bastion ElementaryElementary21.1 km
Salmon Arm West ElementaryElementary21.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,200.00
Periodic payment — Principal & Interest (monthly)$510.97
Additional monthly expenses (strata, tax, utilities, etc.)$48.50
Total monthly cost$559.47
Interest paid over 5-yr term$22,698.95
Balance at end of term$71,240.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,950
Stress test qualifying rate8.09%
Payment you must qualify for$723.21

Cash Needed at Closing

Minimum down payment$4,950
Estimated BC PTT$990
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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