Property Type: Land / LotOwnership: Freehold

KM44 Christian Valley Road

Westbridge, BC V0H1Y0

$739,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
110 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,363.25

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view
Waterfront
Waterfront on river

Listing Information

MLS®
10371103
Listed
December 15, 2025
Time on market
On the market for 259 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Huge private riverfront on the Kettle River! . Must be seen to appreciate. Looking for a future rural homestead? Thinking about ranching? No powerlines to contend with. True quiet, tranquil land. Sub irrigated hay field and wooded areas along the riverbank. 110 sprawling acres in the ALR. There is an older structure on the property that is wired for a generator. There will be a new access to the riverfront supplied by the seller before closing...current access at kil 44 ...new access will also be at kil 43 along riverbank separate from farmland. call for info. EXEMPT from Foreign Buyer BAN, No SPEC TAX. (id:63159)

Location Insights

Weather

Nearest station: Rock Creek

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beaverdell ElementaryElementary20.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,200.00
Periodic payment — Principal & Interest (monthly)$3,814.22
Additional monthly expenses (strata, tax, utilities, etc.)$113.60
Total monthly cost$3,927.83
Interest paid over 5-yr term$169,439.62
Balance at end of term$531,786.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,306.63

Cash Needed at Closing

Minimum down payment$48,900
Estimated BC PTT$12,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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