Property Type: Land / LotOwnership: Freehold

Lot 1 10637 RAMONA WAY

Delta, BC V4C6S5

$1,220,000

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Property Details

Property & Lot

Lot size
5,914.9 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,871.26 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3138376
Listed
June 24, 2026
Time on market
On the market for 68 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: The Agency White Rock · Data source: CREA DDF.

Description

Exceptional opportunity to build in one of North Delta's most sought-after pockets. This lot comes with duplex building plans available, offering a rare chance to create a duplex or custom home in an established, family-friendly neighbourhood. Set among quiet, tree-lined streets, you're close to schools, parks, shopping, and convenient transit and highway access for an easy commute. Whether you're a builder, investor, or planning your dream build, this is the kind of land that doesn't come up often. Bring your vision and take advantage of the plans in place to get started. Properties in this area are in high demand - don't miss it! (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Delta average

$1,234/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

27

4 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Gray ElementaryElementary450 m
Sands SecondarySecondary560 m
Brooke ElementaryElementary1.4 km
Richardson ElementaryElementary1.5 km
Burnsview SecondarySecondary1.6 km
North Delta SecondarySecondary1.7 km
Chalmers ElementaryElementary1.7 km
McCloskey ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 84 Ave @ Delsom Cres701 m
Southbound Dunlop Rd @ 10400 Block705 m
Eastbound 84 Ave @ Delsom Cres712 m
Southbound Dunlop Rd @ Sunset Dr793 m

Nearby Places

Restaurants (1)

  • Boomers Sport Grill730 m

Parks (5+)

  • Sunstone Park467 m
  • Eclipse Park467 m
  • Mackie Park575 m
  • Unnamed601 m
  • Spyglass Park622 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$976,000.00
Periodic payment — Principal & Interest (monthly)$6,296.82
Additional monthly expenses (strata, tax, utilities, etc.)$489.27
Total monthly cost$6,786.09
Interest paid over 5-yr term$279,724.41
Balance at end of term$877,915.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,635.48

Cash Needed at Closing

Minimum down payment$97,000
Estimated BC PTT$22,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$120,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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