Property Type: Land / LotOwnership: Freehold

LOT 1 Hardie Creek Road

Fairmont Hot Springs, BC V0B1L2

$1,699,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
202.4 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,185.27

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view
Waterfront
Waterfront on creek

Listing Information

MLS®
10386642
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Large Acreage with Lake and Rocky Mountain Views - Fairmont Hotsprings, BC. Located only 500 m off Highway 95 this spectacular 202 acre property has amazing views of Columbia Lake and Rocky Mountains. Hardie Creek runs through valley w/ 2 large flat bench areas suitable to develop. Crown land on both the north and west sides perfect for hunting, horseback riding, ATVing, sledding, cross-country skiing & hiking. Mostly outside the ALR and zoned R-4(A) which allows residential development including rest homes or cluster development of 12 dwelling units per hectare. Small section near Hwy zoned C-2. Would be an amazing estate property. A great investment. Tons of wildlife. (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary11.9 km
Windermere ElementaryElementary24.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,200.00
Periodic payment — Principal & Interest (monthly)$8,769.10
Additional monthly expenses (strata, tax, utilities, etc.)$432.11
Total monthly cost$9,201.20
Interest paid over 5-yr term$389,550.63
Balance at end of term$1,222,604.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,451.77

Cash Needed at Closing

Minimum down payment$339,800
Estimated BC PTT$31,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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