Property Type: Land / LotOwnership: Freehold

LOT 1 SAXTON LAKE ROAD

Ness Lake, BC V2K5N2

$124,900

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Property Details

Property & Lot

Lot size
16.06 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$277.2 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3121871
Listed
May 11, 2026
Time on market
On the market for 112 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty (PG) · Data source: CREA DDF.

Description

A perfect parcel of treed land to build your dream home. 16+ Acres just past Ness Lake on Saxton Lake Road, you'll find this lot waiting for your ideas or recreation plans. Take your pick as there are other lots available in this subdivision, all worth a second look. Lot size to be verified if deemed important. (id:63159)

Location Insights

Weather

Nearest station: Prince George

Light Rain

13°C

Light Rain

Humidity 100%

Wind S 9 km/h

Tonight

Tuesday

21°

Tuesday night

10°

Wednesday

22°

Wednesday night

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Nukko Lake ElementaryElementary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Prince George (SD57)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$99,920.00
Periodic payment — Principal & Interest (monthly)$644.65
Additional monthly expenses (strata, tax, utilities, etc.)$23.10
Total monthly cost$667.75
Interest paid over 5-yr term$28,637.36
Balance at end of term$89,878.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,245
Stress test qualifying rate8.09%
Payment you must qualify for$912.42

Cash Needed at Closing

Minimum down payment$6,245
Estimated BC PTT$1,249
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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