Property Type: Land / LotOwnership: Freehold

Lot 100 Heritage Drive

Eagle Bay, BC V0E1T0

$215,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.04 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$525

Interior

Fireplace
None

Listing Information

MLS®
10394676
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

Lot 100 Heritage Drive. It's hard to find a building lot more perfect than this! This exceptional 1+ acre property offers a gentle slope with outstanding lake view potential and is fully treed, allowing you to maintain the privacy and natural setting you desire. The lot features generous frontage, providing flexibility for a variety of home designs and building layouts. Community water is available at the lot line, and a septic perk test will be required as part of the building process—an excellent starting point for creating your dream home. Located in one of Eagle Bay's most thoughtfully planned and desirable neighbourhoods, you'll enjoy easy access to nearby trails, Shuswap Lake, and Crown land, offering endless opportunities for hiking, hunting, ATVing, and other outdoor recreation. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle11.1 km
Carlin Elementary MiddleElementary/Middle14.8 km
Eagle River SecondaryK-1218.2 km
Parkview Elementary SchoolElementary18.6 km
North Canoe ElementaryElementary20.3 km
Sorrento ElementaryElementary20.5 km
Shuswap SDA(Independent)Elementary/Middle20.9 km
Salmon Arm SecondarySecondary24.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$172,000.00
Periodic payment — Principal & Interest (monthly)$1,109.69
Additional monthly expenses (strata, tax, utilities, etc.)$43.75
Total monthly cost$1,153.44
Interest paid over 5-yr term$49,295.69
Balance at end of term$154,714.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,570.61

Cash Needed at Closing

Minimum down payment$10,750
Estimated BC PTT$2,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,550

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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