Property Type: Land / LotOwnership: Freehold

Lot 12 Csokony Road

Spur Valley, BC V0A1E0

$389,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.45 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,052.79

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10397956
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: MaxWell Rockies Realty · Data source: CREA DDF.

Description

Unlock your dream retreat with this breathtaking 2.5-acre property, where the beauty of nature seamlessly intertwines with modern convenience! This exceptional piece of real estate comes complete with essential amenities, including established power and a dependable well, ensuring everything you need is at your fingertips. Easily accessible via well-maintained routes, this land offers stunning mountain views that serve as a picturesque backdrop for your future residence. Whether you envision a luxurious family home or a charming weekend getaway, this property's possibilities are as limitless as your imagination. With no building commitments or architectural restrictions, you are free to design a space that perfectly embodies your vision. Take your time and just enjoy the area and your surroundings with no pressure when you must build. Furthermore, the inclusion of two portable bunkies on-site provides immediate accommodation options or additional storage space for your outdoor adventures. It's just a short distance to the Spur Valley Golf Course and the The Cantina at Spur Valley. Where both give off the great valley vibes and wonderful eats. (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Edgewater ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (strata, tax, utilities, etc.)$87.73
Total monthly cost$2,100.13
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,848.28

Cash Needed at Closing

Minimum down payment$19,495
Estimated BC PTT$5,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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