Property Type: Detached HouseOwnership: Freehold

LOT 18 COTTON POINT

Keats Island, BC V0N1V0

$499,000

2 bed1 bath1 parking644 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Lot size
1.77 acres
Frontage
132 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,378.66 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
1 — covered indicated
Features
Carport

Listing Information

MLS®
R3111716
Listed
April 15, 2026
Time on market
On the market for 138 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Elite West · Data source: CREA DDF.

Description

Escape to your ultimate off-grid WATERFRONT LOW BANK cabin on Keats Island. This turn-key, 2-bed cabin sits on 1.77 acres of lush forest with breathtaking ocean views toward Gambier Island. Crafted with wood milled directly from the land, the interior radiates character and warmth. Perfect for boaters, the property features a mooring buoy and easy beach access with prime potential for a private dock. Fully equipped for summer fun, it boasts propane appliances, a robust rainwater cistern system, a certified septic, and a generator. Navigating your estate is a breeze with the included John Deere 6x4 Gator. Built with permits and ready for quick possession, this rare Howe Sound gem is the summer sanctuary you´ve been waiting for. Bring your offer this is an exceptional ready to go package. (id:63159)

Values & Trends

This listing

$775/sqft

Building average

No other active listings in this building

Keats Island average

$600/sqft

5 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Langdale ElementaryElementary5.4 km
Island Pacific School(Independent)Middle6.1 km
Gibsons ElementaryElementary6.2 km
Sunshine Coast Alternative SchoolK-126.2 km
Elphinstone SecondarySecondary6.3 km
Bowen Island Community SchoolElementary6.8 km
Cedar Grove ElementaryElementary7.8 km
Gleneagles ElementaryElementary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$230.22
Total monthly cost$2,805.72
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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