Property Type: Land / LotOwnership: Strata

Lot 18 OSPREY LANDING Drive

Wardner, BC V0B1R0

$129,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.9 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$90/mo
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10382494
Listed
April 8, 2026
Time on market
On the market for 145 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Wecome to one of the last remaining ridge lots at Osprey Landing, a prime location in this private gated community. This flat, easily acessible lot is ready for you to build your dream home or a recrational getaway.The lot comes with full service to the lot line, ensuring comvenience for your construction plans. Enjoy direct access to Lake Koocanusa by the ATV pathway between lot 30 and lot 31. Travel miles along the Koocanusa and enjoy the beautiful scenery and mountain views. Priced to sell and perfect time to start making those building plans. The property adheres to a building scheme requring a 5 year time frame to start and 7 years to complete the project, ensuring quality and consistency in the community. Don't miss out on the chance to create your own slice of paradise. (id:63159)

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle10.0 km
Highlands ElementaryElementary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$103,920.00
Periodic payment — Principal & Interest (monthly)$670.46
Additional monthly expenses (strata, tax, utilities, etc.)$90.00
Total monthly cost$760.46
Interest paid over 5-yr term$29,783.77
Balance at end of term$93,476.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,495
Stress test qualifying rate8.09%
Payment you must qualify for$948.94

Cash Needed at Closing

Minimum down payment$6,495
Estimated BC PTT$1,299
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,294

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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