Property Type: Land / LotOwnership: Freehold

Lot 2 Westside Road

Vernon, BC V1H2E9

$403,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
17.83 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,659

Interior

Fireplace
None

Listing Information

MLS®
10389301
Listed
June 2, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Beautiful gently sloping property with a stunning expansive view of Okanagan Lake. Nice building site, old well head on the property. Property was affect by fire. Seller/ listing broker/ listing agent make no representations on the property Buyer is responsible for all their own due diligence. Fabulous holding property or build your dream home on this affordable acreage. Property is located approximately 35 kms North from Hwy 97. There is currently no access from Westside road to the property, buyer would need to do due diligence on access. (id:63159)

Location Insights

Weather

13°C

Humidity 79%

Wind E 6 km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary12.5 km
Okanagan Landing ElementaryElementary13.4 km
Davidson Road ElementaryElementary15.4 km
Ellison ElementaryElementary15.9 km
Clarence Fulton SecondaryElementary16.2 km
George Elliot SecondarySecondary18.1 km
Mission Hill ElementaryElementary18.1 km
HS Grenda Middle SchoolMiddle18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,150) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$322,400.00
Periodic payment — Principal & Interest (monthly)$2,080.02
Additional monthly expenses (strata, tax, utilities, etc.)$138.25
Total monthly cost$2,218.27
Interest paid over 5-yr term$92,400.77
Balance at end of term$289,999.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,150
Stress test qualifying rate8.09%
Payment you must qualify for$2,943.98

Cash Needed at Closing

Minimum down payment$20,150
Estimated BC PTT$6,060
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,710

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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