Property Type: Land / LotOwnership: Freehold

LOT 20 FRANCOIS LAKE ROAD

Fraser Lake, BC V0J1S0

$190,000

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Property Details

Property & Lot

Lot size
1.04 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$898.78 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3098778
Listed
March 11, 2026
Time on market
On the market for 173 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Build your dream on the shores of beautiful Francois Lake with this exceptional waterfront lot offering just over 1 acre of pristine land and 130 feet of shoreline. Wake up to breathtaking lake views and enjoy direct access to one of Northern BC’s most renowned fishing destinations. This property features power at the lot line, making it even easier to bring your vision to life. Create the perfect custom home or recreational getaway where boating, swimming, and peaceful lakeside living become part of everyday life. Surrounded by natural beauty and endless outdoor adventure, this rare waterfront opportunity combines privacy, scenery, and lifestyle in one remarkable location. Don’t miss your chance to secure your own piece of Francois Lake paradise (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$152,000.00
Periodic payment — Principal & Interest (monthly)$980.65
Additional monthly expenses (strata, tax, utilities, etc.)$74.90
Total monthly cost$1,055.55
Interest paid over 5-yr term$43,563.64
Balance at end of term$136,724.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,387.98

Cash Needed at Closing

Minimum down payment$9,500
Estimated BC PTT$1,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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