Property Type: Land / LotOwnership: Freehold

Lot 20 Highland Rd

Nanoose Bay, BC V9P9G6

$650,000

0 bed0 bath
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Property Details

Property & Lot

Lot size
0.62 acres
Zoning
Residential

SSH-1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,814

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view

Listing Information

MLS®
1018128
Listed
October 23, 2025
Time on market
On the market for 312 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

This spectacular ocean view, 0.62 square foot lot, is located in the Fairwinds community of Nanoose Bay. It is fully serviced with water, sewer & power. Ready to be cleared to maintain privacy or open up the unobstructed views, there are endless options of how to create your custom dream home here. This lot sets up well for a level entry home with multiple stories or a rancher for single level living. You will find access from both Highland Road at the of top cul-de-sac or below on Dolphin Drive which lends itself well to a shop or additional parking for all your toys. You will enjoy tremendous sunrises, spectacular coastal mountain & ocean views & the city lights in the distance. The location is within close proximity of award-winning golf, private wellness club, walking & hiking trails and the Schooner Cove marina. This is truly one of the last, close-up ocean view lots left from the original Fairwinds development and is a MUST SEE!! (id:63159)

Location Insights

Weather

Nearest station: Qualicum Beach

13°C

Humidity 89%

Wind SW calm km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nanoose Bay ElementaryElementary3.5 km
Mountain View ElementaryElementary4.4 km
Seaview ElementaryElementary6.7 km
Aspengrove School(Independent)K-128.3 km
McGirr ElementaryElementary10.0 km
Pleasant Valley ElementaryElementary10.1 km
Dover Bay SecondaryElementary10.3 km
Rutherford ElementaryElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Highland Road Community Park · 1996 Highland Road21 m
  • Henley Place Community Park · 1966 Highland Road164 m
  • Dolphin Marsh Community Park · 3267 Schooner Cove Drive326 m
  • Redden Road Community Park · 3383 Redden Road410 m
  • Crows Nest Community Park · 1961 Crowsnest Lane449 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$484.50
Total monthly cost$3,839.36
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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