Property Type: Land / LotOwnership: Freehold

LOT 25 STUART RIVER

Fort St. James, BC V0J1P0

$25,000

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Property Details

Property & Lot

Lot size
1.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$95.87 (2025)

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront

Listing Information

MLS®
R3102890
Listed
March 24, 2026
Time on market
On the market for 160 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Core Realty · Data source: CREA DDF.

Description

Waterfront! This is 1.15 acres of undeveloped land on Fir Island. Located close to the bridge entering Fort St. James. Bring your ideas! Title includes an interest in land on shore for parking vehicles. Undivided 1/34th share in Lot35 District Lot 314 Range 5 Coast District Plan 8903. (id:63159)

Location Insights

Weather

Nearest station: Vanderhoof

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Population

1,386

(2021 Census)

-13.3% since 2016

Density: 59.1/km²

Dwellings: 671

Median household income: $91,000

After-tax: $78,500

Immigrant population: 10.9%

Top countries of origin (% of total population)

  • South Africa, Republic of1.8% · 25
  • Philippines1.4% · 20
  • Poland1.1% · 15
  • United Kingdom1.1% · 15
  • India0.7% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fort St. James SecondarySecondary3.1 km
Fort St James Alternate SecondarySecondary3.1 km
David Hoy ElementaryElementary3.2 km
Nak'al Bun Elementary School(Independent)Elementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($1,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$20,000.00
Periodic payment — Principal & Interest (monthly)$129.03
Additional monthly expenses (strata, tax, utilities, etc.)$7.99
Total monthly cost$137.02
Interest paid over 5-yr term$5,732.06
Balance at end of term$17,990.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,250
Stress test qualifying rate8.09%
Payment you must qualify for$182.63

Cash Needed at Closing

Minimum down payment$1,250
Estimated BC PTT$250
Legal / closing costs (typical estimate)$1,500
Total cash needed$3,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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