Property Type: Land / LotOwnership: Freehold

Lot 3 Campsall Road Lot# 3

Fort Steele, BC V0B1N0

$125,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.11 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$125.97

Interior

Fireplace
None

Listing Information

MLS®
10364069
Listed
September 25, 2025
Time on market
On the market for 340 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Purcell Realty Ltd · Data source: CREA DDF.

Description

Discover the charm of historic Fort Steele with this 5,000 sq ft building lot located on Campsall Road. Zoned RR-4 and situated within the Agricultural Land Reserve (ALR), this property offers a unique opportunity for those seeking a peaceful rural lifestyle while still being close to Cranbrook and the surrounding amenities. With its quiet setting and small-community feel, this lot provides a great foundation for your future plans. Whether you’re looking to build a getaway or hold as an investment, this affordable piece of land is worth a look. (id:63159)

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kootenay Christian Academy(Independent)K-1211.9 km
Steeples ElementaryElementary12.6 km
Kootenay Educational ServicesSecondary13.5 km
Highlands ElementaryElementary13.6 km
Mount Baker SecondaryElementary13.7 km
Laurie Middle SchoolMiddle13.7 km
Pinewood ElementaryElementary14.1 km
St Mary's Catholic Independent(Independent)Elementary14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$100,000.00
Periodic payment — Principal & Interest (monthly)$645.17
Additional monthly expenses (strata, tax, utilities, etc.)$10.50
Total monthly cost$655.66
Interest paid over 5-yr term$28,660.29
Balance at end of term$89,950.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,250
Stress test qualifying rate8.09%
Payment you must qualify for$913.15

Cash Needed at Closing

Minimum down payment$6,250
Estimated BC PTT$1,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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