Property Type: Land / LotOwnership: Freehold

LOT 3 HORSE LAKE ROAD

Deka Lake / Sulphurous / Hathaway Lakes, BC V0K2E3

$190,000

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Property Details

Property & Lot

Lot size
2.98 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$776.97 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3143551
Listed
July 7, 2026
Time on market
On the market for 55 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Almost 3 acres on the corner of Horse Lake Road and Judson Road in the desirable Interlakes area. Just minutes from many lakes for your recreational enjoyment, close to the services of Interlakes Business Centre and approx a half hour from 100 Mile House, all on paved road. Power available at the lot line. Property has a flat level building site, and borders on Crown Land. Build a year round home or a recreational cabin. Great access to all the Cariboo offers, this location is perfect. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary18.2 km
Forest Grove ElementaryElementary23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$152,000.00
Periodic payment — Principal & Interest (monthly)$980.65
Additional monthly expenses (strata, tax, utilities, etc.)$64.75
Total monthly cost$1,045.40
Interest paid over 5-yr term$43,563.64
Balance at end of term$136,724.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,387.98

Cash Needed at Closing

Minimum down payment$9,500
Estimated BC PTT$1,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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