Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

Lot 31 COUGAR Drive

Golden, BC V0A1H2

$399,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
8.23 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$80/mo
Annual property tax
$1,713.87

Maintenance Fee Includes

Management

Also included: Other, See Remarks, Reserve Fund Contributions

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10398522
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX of Golden · Data source: CREA DDF.

Description

Create your ideal mountain retreat on this stunning 8-acre property in the heart of the Columbia Valley. Set in a prestigious enclave of high-end homes just minutes from the vibrant town of Golden, this expansive and private parcel offers sweeping mountain views and unmatched potential. As the largest lot in the subdivision, it provides a rare opportunity to build your dream home or weekend getaway surrounded by nature. Power is available at the lot line, and a generous water supply is already in place. With the potential to develop scenic walking trails leading to a private clifftop viewpoint, this property is ready for your vision to come to life. Included with the sale are architectural plans from a respected Canmore architect for two incredible custom homes: a luxurious 2-bedroom, 2-bathroom upscale ""treehouse"" style home, and a striking high end , modern cantilevered home with an attached garage. Both are designed to complement the natural landscape and maximize the views. Don't miss your chance to own a one-of-a-kind slice of the Columbia Valley. Contact your REALTOR® today and start planning your future in this extraordinary setting where nature, privacy, and luxury meet. (id:63159)

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicholson ElementaryElementary4.8 km
Alexander Park ElementaryElementary11.1 km
Golden SecondarySecondary11.2 km
La ConfluenceElementary11.6 km
Golden Alternate SchoolSecondary11.7 km
Lady Grey ElementaryElementary12.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$222.82
Total monthly cost$2,282.19
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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