Property Type: Detached HouseOwnership: Freehold

Lot 33 Ruxton Island

Ruxton Island, BC V0R1X7

$399,000

2 bed1 bath2 parking171 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
2.72 acres
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$609.3

Interior

Heating
Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
StorageMain level6'8 x 8'4
OtherMain level14'8 x 18'3
BathroomMain level4'11
BedroomMain level8'2 x 9'7
BedroomSecond level9'11 x 15'3
KitchenMain level9'11 x 15'5

Listing Information

MLS®
1041009
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nan) · Data source: CREA DDF.

Description

Lot 33SE Ruxton Island is a private 2.7-acre off-grid retreat featuring two cabins, a well-developed solar power system, rainwater collection and filtration, hot water on demand, outdoor shower, composting toilet, mooring buoy, boat, diesel Gator, generator, firewood, lumber, and additional roofing materials. The main cabin offers a sleeping loft, wood stove, kitchen, running water, and covered deck, while the separate 18'x21' guest cabin with insulated green roof provides additional space for family and friends. Both cabins are connected by underground wiring and powered by a solar system with four 430W panels, Surrette batteries, and Magnum inverter. The property also features a gravity-fed water system with 3,500+ gallons of storage, terraced outdoor areas, cedar-chip pathways, cleared gathering spaces, and numerous improvements throughout. Enjoy boating, fishing, kayaking, hiking, and the peaceful island lifestyle from this well-equipped recreational getaway. (id:63159)

Values & Trends

This listing

$2,333/sqft

Building average

No other active listings in this building

Ruxton Island average

$460/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Thetis Island ElementaryElementary9.2 km
Cedar ElementaryElementary10.5 km
North Oyster ElementaryElementary10.6 km
Stz'uminus Senior Secondary(Independent)Secondary11.0 km
Cedar SecondarySecondary11.7 km
Qwam Qwum Stuwixwulh Community SchoolElementary12.4 km
Ladysmith IntermediateElementary12.9 km
Ladysmith PrimaryElementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Ruxton Island Park 1785 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$59.78
Total monthly cost$2,119.15
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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