Property Type: Land / LotOwnership: Freehold

Lot 4 Harbourbrook Rd

Quadra Island, BC V0P1N0

$625,000

0 bed0 bath
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Property Details

Property & Lot

Lot size
10.28 acres
Zoning
Residential

RU-1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,774

Interior

Fireplace
None

Listing Information

MLS®
1044276
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.

Description

A flat, ten-acre parcel this close to the ferry rarely comes up on Quadra Island. Lot 4 sits on a quiet, no-thru stretch of Harbourbrook Road, about 2 km from the Quathiaski Cove ferry terminal and the shops and services of the island's main village. The land is treed but level throughout, with no rock outcropping to work around, which keeps clearing straightforward and opens the door to a large garden or small homestead once you settle on where to build. Zoned RU-1 and outside the ALR, the property allows for up to two houses. Power runs near the property, cell reception is reliable, and neighbouring well logs show good flow rates. The setting is private and quiet, with the ocean and a local school both a short distance away. Level, buildable acreage this near the ferry and the village is the scarce commodity on Quadra, and with RU-1 zoning you can clear what you need, choose your building sites, and shape the land into exactly what you want. (id:63159)

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Quadra ElementaryElementary1.2 km
Ecole Phoenix MiddleElementary4.4 km
Ecole Des Deux Mondes ElementaryElementary4.9 km
Carihi SecondaryElementary5.2 km
Secondaire CarihiSecondary5.2 km
Cedar ElementaryElementary5.3 km
Ripple Rock ElementaryElementary5.4 km
Pinecrest ElementaryElementary6.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$147.83
Total monthly cost$3,373.66
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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