Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

Lot 4 Queens Bay Road

Balfour, BC V0G1C0

$194,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,185.91

Interior

Fireplace
None

Listing Information

MLS®
10398630
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Bennett Family Real Estate · Data source: CREA DDF.

Description

Build your Kootenay dream beside the Balfour Golf Course on this sunny .49-acre lot, approximately 30 minutes along Nelson’s North Shore. The setting is ideal for golfers and those drawn to the relaxed outdoor lifestyle of the West Kootenay. Imagine creating a year-round home where morning rounds are close at hand, Kootenay Lake is your backyard playground, and mountain trails are always within reach. Balfour offers convenient access to groceries, fuel, dining, and a welcoming local pub, while the surrounding area provides endless opportunities for boating, hiking, fishing, and exploring. An affordable opportunity to build your dream home in a sought-after residential setting and enjoy everything the Kootenay lifestyle has to offer. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary6.5 km
Crawford Bay Elem-SecondaryK-1211.3 km
des Sentiers-alpinsElementary/Middle20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Lang's Marina & Snack Bar507 m
  • Dock ‘n’ Duck518 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$155,200.00
Periodic payment — Principal & Interest (monthly)$1,001.30
Additional monthly expenses (strata, tax, utilities, etc.)$98.83
Total monthly cost$1,100.12
Interest paid over 5-yr term$44,480.77
Balance at end of term$139,602.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,700
Stress test qualifying rate8.09%
Payment you must qualify for$1,417.20

Cash Needed at Closing

Minimum down payment$9,700
Estimated BC PTT$1,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,140

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information