Property Type: Land / LotOwnership: Freehold

LOT 40 DAWN VISTA Ridge

Fairmont Hot Springs, BC V0B1L1

$110,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.41 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$100/mo
Annual property tax
$492

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10357925
Listed
July 31, 2025
Time on market
On the market for 396 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Nestled in the trees, on a quiet street in picturesque Bella Vista Estates! You will have views of not one but two Mountain ranges. You really do need to visit Columbia Lake to experience the scenic views and the beauty and tranquility. This flat estate lot is .41 an acre and has 108 feet of frontage (174 feet deep) and could be the spot you have been searching for to build your custom, light-filled family retreat. Bella Vista has a generous building scheme and architectural guidelines that include size options to fit any family's wishes and budget. Underground services including propane are brought right to the property line (rare for the Valley) and with no building commitment, you can take the time you want to plan and develop an amazing dream home! Enjoy the extensive walking paths throughout the community that feature quaint bridges, mountain creeks, and beautiful viewpoints of the lake and mountains. Bella Vista's convenient location offers easy access to airports, golf, skiing, fishing, boating, hiking and biking. This is a professionally managed strata with secured boat and RV storage available for Bella Vista residents. And an important Bella Vista Estates amenity update: semi-private BEACH and lake access for swimming and non-motorized activities for all Bella Vista owners! (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary14.1 km
Windermere ElementaryElementary21.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$88,000.00
Periodic payment — Principal & Interest (monthly)$567.75
Additional monthly expenses (strata, tax, utilities, etc.)$141.00
Total monthly cost$708.75
Interest paid over 5-yr term$25,221.05
Balance at end of term$79,156.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,500
Stress test qualifying rate8.09%
Payment you must qualify for$803.57

Cash Needed at Closing

Minimum down payment$5,500
Estimated BC PTT$1,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information