Property Type: Detached HouseOwnership: Freehold

LOT 41 SHEARWATER (DENNY ISLAND) ROAD

Bella Coola, BC V0T1B0

$499,000

1 bed2 bath1,400 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.71 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,831.33 (2025)

Interior

Basement
None
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Ocean view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Bedroom 2Above

Listing Information

MLS®
R3097759
Listed
March 9, 2026
Time on market
On the market for 175 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corp (Northern) · Data source: CREA DDF.

Description

Rare oceanfront opportunity on Denny Island! This well-built 2-bedroom, 2-bath home offers approximately 1,400 sq ft of bright, open-concept living with hardwood floors, cedar siding, modem lighting and large picture windows capturing stunning coastal views. The main floor features a spacious primary bedroom with 3-piece ensuite, laundry, and access to a large covered deck with hot tub, perfect for sunset evenings. Upstairs provides a generous second bedroom/office. Set on 0.71 acres with 235 ft of ocean frontage, the property also includes a 144 sq ft studio ideal for guests, rental or creative space. Fully furnished and equipped with BC Hydro power, a 20,000 L water catchment system, greenhouse, rail system with electric winch for hauling the included 17' boat with 40 hp. (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

Bella Coola average

$742/sqft

7 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mist

15°C

Mist

Humidity 89%

Wind W 12 km/h

Tonight

10°

Tuesday

16°

Tuesday night

Wednesday

16°

Wednesday night

10°

Thursday

16°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bella Bella Community School(Independent)K-123.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Shearwater Marine Centre · 1 Shearwater Road496 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Coast (SD49)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$305.94
Total monthly cost$2,881.45
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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