Property Type: Land / LotOwnership: Freehold

LOT 46 KALLUM DRIVE

108 Mile Ranch, BC V0K2Z0

$79,000

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Property Details

Property & Lot

Lot size
0.69 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$720.26 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3048580
Listed
September 16, 2025
Time on market
On the market for 349 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Very Nice Building Lot 46 (0.69 ACRES) in 108 Mile Ranch Subdivision, Nicely Treed, services nearby. Mount Timothy Ski Hill approximately 45 minutes away. There are trails around 108 Mile Lake and Sepa Lake and are easily accessible. Located in an area of approximately 1100+ homes, Shopping, Close to Elementary School, Gas Station, Post Office, Market with Liquor Store, Restaurant. Winter road maintenance, Cable TV and Internet. 10 Minutes to 100 Mile House, 45 minutes to Williams Lake and 2 Hours to Kamloops and 4-5 hrs. to the Lower Mainland (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary1.2 km
100 Mile House ElementaryElementary9.8 km
PSO Outback StorefrontSecondary10.2 km
Peter Skene Ogden SecondarySecondary10.7 km
Lac La Hache ElementaryElementary13.6 km
Forest Grove ElementaryElementary18.0 km
Horse Lake ElementaryElementary22.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$63,200.00
Periodic payment — Principal & Interest (monthly)$407.74
Additional monthly expenses (strata, tax, utilities, etc.)$60.02
Total monthly cost$467.77
Interest paid over 5-yr term$18,113.30
Balance at end of term$56,848.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,950
Stress test qualifying rate8.09%
Payment you must qualify for$577.11

Cash Needed at Closing

Minimum down payment$3,950
Estimated BC PTT$790
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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