Property Type: Land / LotOwnership: Freehold

LOT 48 SANGSTER ROAD

Deka Lake / Sulphurous / Hathaway Lakes, BC V0K1X3

$99,000

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Property Details

Property & Lot

Lot size
17,860 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$407.09 (2026)

Interior

Fireplace
None

Listing Information

MLS®
R3147394
Listed
July 17, 2026
Time on market
On the market for 45 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Discover the perfect spot to build your new home or Cariboo getaway! This 0.41-acre lot in the Deka Lake subdivision is just a short walk to public lake access and is ready for your plans. The property features a gated driveway, a cleared building site, and 200-amp electrical service already installed. A buried 750-gallon holding tank is also in place (never used). Whether you're dreaming of a year-round home or a recreational cabin, you'll love the endless outdoor activities Deka Lake has to offer. Spend your summers swimming, boating, and fishing, then enjoy quadding and snowmobiling throughout the surrounding trails in every season. Priced to sell so act now and make your building plans a reality! (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary21.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,200.00
Periodic payment — Principal & Interest (monthly)$510.97
Additional monthly expenses (strata, tax, utilities, etc.)$33.92
Total monthly cost$544.90
Interest paid over 5-yr term$22,698.95
Balance at end of term$71,240.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,950
Stress test qualifying rate8.09%
Payment you must qualify for$723.21

Cash Needed at Closing

Minimum down payment$4,950
Estimated BC PTT$990
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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